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Table of Content Tips to Improve Home Loan Eligibility Get your documents in order Home Loan for salaried and self-employed individuals Annexure II-Joint Housing Loan Declaration Bajaj Finserv Limited Regd. Office Please check with your bank again as to what is the exact implication of the document that you have signed and why was your brother not asked to sign the same document. If my interest for a year for a home loan comes to 8 lakhs and its a joint loan , can both borrower can avail tax benefit of 2 lakh or more each ,under section 24 . In this case can I claim the Tax benefit under section 80C and U/S 24 of the Income tax act further the Provisional Certificate of Repayment is being issued in my Wife’s name. Yes, it is best if all co-borrowers take insurance while taking home loan as in the case of any untoward incident the other co- borrowers will get burdened with paying their share of the EMI too. You can take insurance while completing the documentation formalities of your

Table of Content The administration order to technical reasons for income Insurance What is the best way to avail these tax benefits? Joint Home Loan Tax Benefits: Frequently Asked Questions If your income has seen a recent rise, which enables you to take on the loan yourself, you will be asked to prove the same through proper documentation. Lenders also offer attractive lending terms to those, whose co-applicants can boast of strong eligibility themselves. People who fall short of meeting the eligibility parameters have a better chance of securing a Home Loan, should they apply with a co-applicant. Get a Home Loan Balance Transfer from Bajaj Finserv and enjoy a low interest rate and other features such as a top-up loan. Use a home loan EMI Calculator to calculate the affordability of your home loan, and see if you qualify for it by using a home loan eligibility calculator. When the above options aren’t feasible, a home loan balance transferis your next best bet. Buying a hous